RoadProtect

Claim Ready checklist

17 steps to be ready before a crash and handle a claim well after one: prepare the car, know your coverage, document everything and follow through.

Track your progress with a free accountGet the free Glovebox Accident Card

Before anything happens

Five minutes now saves a lot of stress later.

  • Print the Glovebox Accident Card and put it in the car Guide
  • Keep current registration and insurance cards in the car and on your phone Guide
  • Pack a small kit: flashlight, reflective triangles, pen, first aid Guide
  • Save your insurer's claims number in your phone Guide

Know your coverage

Check now, not after a crash.

  • Check if you have uninsured motorist coverage, and the limits Guide
  • Check rental reimbursement limits Guide
  • Check PIP or MedPay coverage Guide
  • If you owe on the car, check whether you have gap coverage Guide

If there's a crash

Document everything, calmly.

  • Take photos using the shot list Guide
  • Exchange information with the other driver Guide
  • Get the police report number Guide
  • See a doctor, even if you feel fine Guide
  • Start a claim journal Guide

Follow through

Stay organized until it's closed.

  • File the claim and record the claim number Guide
  • Choose a repair shop and get the estimate in writing Guide
  • Review any total loss or settlement offer with evidence Guide
  • Ask about getting your deductible back Guide