RoadProtect

Claim guides / At the scene

Hit-and-run and uninsured drivers

What to do, and which coverage may help.

4 min read

If the other driver leaves or has no insurance, your own policy may still help, depending on your coverage and your state.

Right away

  1. Get safe and call 911 if anyone is hurt.
  2. Report a hit-and-run to police promptly; some coverage requires it.
  3. Write down everything you remember: plate, make, color, direction.
  4. Look for witnesses and cameras nearby.

Coverage that may apply

  • Uninsured motorist bodily injury, and in some states uninsured motorist property damage
  • Collision coverage, minus your deductible
  • Medical payments or personal injury protection for injuries

Educational information, not legal or insurance advice. Laws and policies vary by state; your policy controls. Road Protect is not an insurer, adjuster or law firm and takes no referral fees.