Claim guides / At the scene
Police reports: when to call and how to get a copy
Why a report helps, and how to request one afterwards.
A police report is an independent record of what happened. Insurers often ask for it, and it can help if the other driver changes their story.
When to call
- Anyone is injured
- There's significant damage
- A driver seems impaired, is uninsured or leaves the scene
- The drivers disagree about what happened
Getting a copy
- Ask the officer for the report number and the agency's name.
- Request the report from that agency, often online, usually after a few days.
- Read it for errors and ask how to correct them if needed.
Educational information, not legal or insurance advice. Laws and policies vary by state; your policy controls. Road Protect is not an insurer, adjuster or law firm and takes no referral fees.