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Claim guides / At the scene

What to do after a car accident

The steps in order, from the first minute to the next day.

6 min read

In the moments after a crash, it's hard to think clearly. Following the same steps every time protects people first, then your claim.

At the scene

  1. Check for injuries. If anyone is hurt, call 911.
  2. If it's safe and the cars can move, get out of traffic; turn on hazard lights.
  3. Call the police if anyone is hurt, the damage is significant or the other driver won't cooperate. Some states require a report for crashes above a damage threshold.
  4. Exchange information with the other driver(s).
  5. Take photos of the scene, the vehicles and the other driver's documents.
  6. Get names and phone numbers of witnesses.

What not to do

  • Don't admit fault or argue about it; stick to facts
  • Don't leave the scene of a crash involving injury or damage
  • Don't agree to settle privately on the spot without understanding the damage

The same day or next

  • Get checked by a doctor, even if you feel fine; some injuries appear later
  • Notify your insurer as your policy requires
  • Start a claim journal: every call, name, date and claim number
  • Find out if your state requires you to file a crash report with the DMV

General information, not legal advice. Reporting requirements vary by state. Road Protect is not an insurer, adjuster or law firm and takes no referral fees.